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HomeProtect

Building a home is expensive. What happens if something happens to your home?

The HomeProtect plan is ideal for landlords and home owners. This home insurance plan saves you from paying the exorbitant costs associated with fire damage and other types of incidents to your home, as well as replaces your valuables, if stolen.

home protect

Homeowner Insurance

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Homeowner Insurance Plus

Buy NowGet A Quote

Cost

N25,000

Based on the cost of your building

Perfect for

Buildings less than N25million

Buildings above N25million

Premium Frequency

Yearly

Half yearly/ Yearly

Coverage for you

Rebuilds house, if totally damaged by fire

For buildings below N25M

Fully covered

Replaces stolen or damaged household fixtures (furniture, etc)

Up to N2million

Up to value of items insured

Replaces lost personal items

Up to N1million

Up to value of items insured

Replaces desktops, laptops and other related items

Up to N1M (Inventory required)

Up to value of items insured

Financial support to beneficiary if there is loss of life

N100,000

N200,000

Coverage for others

Medical bills for injury to the other party in an accident

Up to N100,000

Up to N200,000

Exclusions (Benefits not covered)

Mobile phones

Not Covered

Not Covered

High value jewellery

Not Covered

Not Covered

Damage from insect or inherent vice

Not Covered

Not Covered

Cessation from customs or any public authority

Not Covered

Not Covered

Damage caused by war, terrorism, insurrection, and other related risks

Not Covered

Not Covered

Document Requirements

  • Duly Filled Proposal/KYC Form.
  • Photographs of Subject Matter.
  • Evidence of Payment.
  • Valid Means of I.D - Driver License, Voter's Card, NIMC, National ID, International Passport.
  • Certificate of Incorporation (for company).
  • Proof of residence - Utility Bill, Front page of the customer's address (same address as indicated on the form or portal), Local government levy.
  • Valuation Report (Building).
  • Inventory of contents with values.
  • Purchase receipt.

home protect

Homeowner Insurance

Buy NowGet A Quote

Homeowner Insurance Plus

Buy NowGet A Quote

Cost

N25,000

Based on the cost of your building

Perfect for

Buildings less than N25million

Buildings above N25million

Premium Frequency

Yearly

Half yearly/ Yearly

Coverage for you

Rebuilds house, if totally damaged by fire

For buildings below N25M

Fully covered

Replaces stolen or damaged household fixtures (furniture, etc)

Up to N2million

Up to value of items insured

Replaces lost personal items

Up to N1million

Up to value of items insured

Replaces desktops, laptops and other related items

Up to N1M (Inventory required)

Up to value of items insured

Financial support to beneficiary if there is loss of life

N100,000

N200,000

Coverage for others

Medical bills for injury to the other party in an accident

Up to N100,000

Up to N200,000

Exclusions (Benefits not covered)

Mobile phones

Not Covered

Not Covered

High value jewellery

Not Covered

Not Covered

Damage from insect or inherent vice

Not Covered

Not Covered

Cessation from customs or any public authority

Not Covered

Not Covered

Damage caused by war, terrorism, insurrection, and other related risks

Not Covered

Not Covered

Document Requirements

  • Duly Filled Proposal/KYC Form.
  • Photographs of Subject Matter.
  • Evidence of Payment.
  • Valid Means of I.D - Driver License, Voter's Card, NIMC, National ID, International Passport.
  • Certificate of Incorporation (for company).
  • Proof of residence - Utility Bill, Front page of the customer's address (same address as indicated on the form or portal), Local government levy.
  • Valuation Report (Building).
  • Inventory of contents with values.
  • Purchase receipt.

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